Payments Terms of Use

1. About Payments on the eBay Services

You agree that we can receive and process payments for you in connection with your use of the eBay Services. We manage the settlement and payouts of your funds to you (“Managed Payments” or “Payment Services”).

Buyers can use the following payment methods (availability may vary):

• Certain credit and debit cards (including Visa, Mastercard, and Discover)
• PayPal and Venmo (Venmo for buyers located in the US only)
• Digital wallets like Google Pay and Apple Pay
• Direct debit
• "Buy Now, Pay Later" and installment options
• eBay-issued coupons or gift cards (if eligible)
• Funds available on a seller account if enabled for item purchases on eBay (see eBay’s US Spendable Funds Terms and Conditions)

We may change available payment methods at our discretion.

The contract for each "item" (which may refer to goods and/or services) sold is between you and the buyer directly.

Once a buyer completes payment, we’ll notify you. When you receive notice that a buyer paid, you must ship or deliver the item using the agreed shipping method. We will initiate the settlement of the proceeds to your Linked Financial Account (see Section 2 below). You can view payment and settlement details in the Seller Hub under the Payments tab. If you receive funds in error or aren’t entitled to them, we may recover those amounts from you.

In some listings or categories, eBay may allow you to offer buyers the option to pay you directly using offline methods (like cash on pickup). These offline payment methods are not payment services offered by us under these Payments Terms of Use, as we do not process these payments. They are not covered by eBay Money Back Guarantee (eMBG) programs and we do not help resolve payment disputes (e.g., chargebacks) for these methods. Make sure all your listings still follow eBay's payment policies and any applicable terms related to payments and disbursements for those listings.

2. Seller Onboarding

To use our Payment Services, you must register and accept these Payments Terms of Use.

If you reside in, or your business is established in, the EEA, the United Kingdom, or Switzerland, submitting your online registration is considered your offer to enter into this agreement. If we don’t confirm your onboarding immediately, we’ll notify you once we’ve completed our review and approved you.

To use Managed Payments, you must:

1. Link a Financial Account

   You must link a financial account (“Linked Financial Account”) to receive payouts. The name on your Linked Financial Account must match the name on your eBay account. Requirements vary depending on where you reside/your business is established:

   • US, Canada, UK, or Australia: A bank account based in your country of residence or establishment, or other approved instrument (e.g., debit card)
   • EEA (excluding Iceland): A bank account based in any EEA country (except Iceland)
   • Switzerland or Liechtenstein: A bank account based in Switzerland or Liechtenstein
   • Additional Countries: We may require a specific third-party financial institution, or offer the option to use a local bank account.

   If we cannot debit your Linked Financial Account for Owed Amounts (as defined in Section 8), you must keep another valid payment method on file with us, and we may withhold payouts until you have successfully provided it.

   You may only receive payouts to your Linked Financial Account. You may change your Linked Financial Account at any time, subject to our approval.

   Payouts will be made to your Linked Financial Account once you have completed the Linked Financial Account verification process and we’ve finished checks for security, risk, anti-money laundering, and other legal assessments. Collecting and checking this information helps fight the funding of terrorism and money laundering activities. The assessment typically takes up to two (2) business days after your completion of the verification process, or longer if any issues or irregularities arise in which case we will complete our assessment without undue delay.

   If we offer you the option to receive payouts to more than one Linked Financial Account, we’ll allocate your payouts as instructed.

   By linking an account, you represent and warrant that you legally own and have the legal right to use it.

   In certain circumstances, we may permit you to direct payouts to a Linked Financial Account owned or controlled by your legal representative. If you use a legal representative’s account, you confirm they’re authorized to receive payouts for you and you fully release us from any and all liability for losses you may sustain from disbursements made by us to your legal representative under these Payments Terms of Use.

2. Provide Required Information

   You must give us all information we request to:

   • Verify your identity
   • Comply with laws (e.g., anti-money laundering, sanctions)
   • Manage payouts
   • Assess fraud and risk

   If you are an individual, this information may include, but is not limited to, your full name, address, phone number, date of birth, taxpayer identification number, bank account information, and a form of government-issued identification (such as your driver’s license or your identity card).

   If you are a business, this information may include, without limitation, your full business name, residential or business address, phone number, entity type, bank account information, tax identification number, and business number, in addition to details regarding your beneficial owner(s), director(s), officer(s), authorized representative, legal representative, and/or primary contact, such as name, contact information, nationality, title, and government-issued identification (such as driver’s license or identity card). We cannot issue payouts or tax forms (like IRS Form 1099-K) without accurate, complete, and up-to-date information.

3. Confirm Your Identity

   You must provide any and all additional information we need to verify your identity or payment requests (e.g., confirm a phone number or email). You understand that without this, we may be unable to complete certain transactions.

4. Keep Your Information Updated

   You must keep your information accurate and current. We may update records based on data from you, your bank, or payment providers.

   You may only use payment methods you’re authorized to use. Changing key details, such as your country of residence, may require repeating some or all of the onboarding steps.

5. Follow Applicable Laws and Policies

   You must comply with all laws, rules, and third-party terms (e.g., card-issuer rules). Third parties (e.g., banks or card networks) may have terms that apply to your transactions. These could include terms and conditions related to the settlement of funds, chargebacks, prohibited items, and overdrafts. Breaches may result in fees, delays, or other actions. We are not responsible for those third-party terms or consequences. Failure to abide by third-party terms and conditions may result in fees charged to you, delays in your receipt of funds, or other actions. You agree that we have no control over, responsibility for, or liability for such fees, delays, or actions.

6. Allow Verification

   You authorize us and our Affiliates to verify and evaluate the information you provide. This may include:

   • Confirming your bank account and identity
   • Obtaining third-party reports (e.g., credit bureaus)
   • Cross-checking with other data sources

   Third parties may include without limitation banks, credit and consumer reporting agencies, data brokers, and service providers.

   If we cannot verify your information, we reserve the right to close, suspend, or limit your account, rescind your access to any or all of our services, and limit access to your funds. We are not responsible for losses you suffer due to missing or inaccurate data you provide.

3. Seller Payment Fees

The fees and expenses we charge you for using Managed Payments, unless otherwise communicated to you, are listed on your applicable fee page linked in the tables below, based on the country where you reside or are established (“Fee Page”).

To find your fees:

You may be eligible for fee credits in some cases, as described on the Fee Credits page.

4. International Sales

If you receive Payment Services from an eBay Payment Entity, such entity is appointed to process transactions and manage the settlement of funds related to your sales. Each eBay Payment Entity is responsible for managing payments on specific eBay sites. The site you list your item on determines which entity is the “Responsible Payment Entity” and processes the transaction. For example, eBay Commerce Australia Pty Ltd (eCA) will be the Responsible Payment Entity for the sale of your item listed on ebay.com.au.

The entity that disburses your proceeds is your “Payout Entity”. This is usually the eBay Payment Entity assigned to the country where you reside or are established as a business. Unless agreed otherwise, your Payout Entity handles all your disbursements.

• If the Responsible Payment Entity is also your Payout Entity, that same entity processes the payment and disburses your funds. Example: If you’re based in Canada and sell on ebay.ca, eBay Commerce Canada Ltd (eCCA) handles both.
• If the Responsible Payment Entity is different from your Payout Entity, the Responsible Payment Entity will first transfer the funds to your Payout Entity. Your Payout Entity will then disburse the funds to you. Example: If your Payout Entity is eBay Commerce Inc. (eCI) and you sell on ebay.de, eBay S.à r.l. (eBay Sarl) will process the transaction, then send the funds to eCI, which will pay you.

If more than 12 months have passed since you last sold an item on an eBay site, you’re no longer considered to be receiving services from the Responsible Payment Entity for that site.

The following table summarizes which eBay Payment Entity is responsible for which sites, and who they disburse to:

If you reside outside the EEA (except Iceland), the United Kingdom, and Switzerland, the performance of any Payment Services provided to you by eBay Sarl and/or ECUK is deemed suspended until an item you listed on a EEA, UK, or Swiss eBay site is sold.

To the extent that Payment Services involve eCI (including in partnership with other eBay Payment Entities), you hereby appoint eCI as your limited payments agent to receive payments on your behalf and disburse your funds to you, directly or indirectly.

5. Using Managed Payments

6. Security; Third-Party Providers; Data Protection

7. Specific Payment Methods

8. Collection of Fees and Other Amounts You Owe

You authorize us to collect from you any amounts you owe us, our Affiliates (in particular the Affiliate which provides the eBay Services to you), or third parties who, as separately authorized by you, provide services to you in connection with your use of the eBay Services (such as shipping carriers), under these Payments Terms of Use, the User Agreement, any other service contract, policy, agreement or as required by law (referred to as “Owed Amounts”). Owed Amounts typically include the following:

• Fees;
• Amounts as described in “Returns and Cancellations; Refunds”, “Disputes” or “Fines, Penalties and Losses” in Section 5 above;
• Amounts you owe the eMBG Service Provider under the applicable eMBG Policy;
• Taxes or other charges related to your use of our or our Affiliates’ services, if applicable and required by law;
• Amounts we incorrectly settled to you due to a payment processing error or otherwise (see Section 1 above); and
• Amounts necessary to recover a negative balance on your account regardless of the reason for the negative balance.

For clarity, your authorization permits us to collect amounts which you already owe to us, our Affiliates or third parties as described above. This authorization does not establish any new claims for payment against you. In some cases, our Affiliates may assign a claim against you for payment of Owed Amounts payable by you to us.

Collection of the Owed Amounts may be carried out on a one-time, sporadic, or recurring basis by the following means:

• Deducting from your current or future amounts pending settlement to you as reflected in any of your eBay accounts;
• Charging your Linked Financial Account (and if required, by issuing a direct debit mandate or other similar authorization);
• Charging any other payment method you’ve authorized or stored with us or our Affiliates (e.g., for seller fees, shipping, or disputes);
• Deducting from your stored value account (if such an account has been issued to you);
• Using a collections agency or other collection methods if the collection by other means has been unsuccessful.

You authorize us to choose the method of collection among those listed above. We generally deduct Owed Amounts from your current or future disbursements we process on your behalf. If a stored value account has been issued to you, we will collect payment from those funds first before disbursing the funds to you. If your disbursements awaiting payout or funds held are not sufficient to cover these amounts, we will charge your Linked Financial Account or another payment method on file. If you have several payment instruments on file, you may indicate a specific payment instrument as your preferred payment method for collecting Owed Amounts in your eBay account.

You also authorize the Affiliate whom you have entered into the User Agreement with for the provision of eBay Services to charge you for any Owed Amounts on our behalf from any payment method you may have on file with such Affiliate.

If you provide us with a SEPA/BECS direct debit mandate for debiting Owed Amounts from your bank account, any required advance notice will be given to you at least three days prior to charging your bank account. At any point prior to you explicitly cancelling a SEPA/BECS direct debit mandate we have obtained from you, we may deduct Owed Amounts based on such mandate. Unless you are a consumer in the EU or UK, you waive, to the extent possible under applicable law, any rights you may have to receive advance notice of any particular preauthorized charge.

If our attempt to recoup an Owed Amount from a payment instrument you have authorized us to use fails as a result of your acts or omissions, we may charge you for the failed attempt as set forth on the Fee Page or as applicable in Parts IV and V below.

If you are a private seller residing in Switzerland, § 7 of eBay’s User Agreement applies, in particular in relation to compensation for damages resulting from delay and recovery of costs incurred in connection with the assertion of rights.

9. Amendment

All sellers (except consumers in Germany)

We may amend these Payments Terms of Use by notifying you of the changes in writing (for example, by posting a revised version of these Payments Terms of Use on our website, including the Seller Hub or the eBay Message Center). Before the anticipated effective date of such change, we will notify you in advance as follows:

• eBay Sarl – at least 2 months in advance
• eCUK (if you’re a consumer, micro-enterprise, or charity) – at least 2 months in advance
• eCA – at least 30 days in advance
• All others – at least 14 days in advance

If you are a consumer (i.e., not a business) outside of Germany whose Payout Entity is eBay Sarl or ECUK, you will be deemed to have consented to these changes unless you explicitly reject them before the anticipated effective date. For all other sellers, your continued use of Managed Payments beyond the effective date of the changes will constitute your acceptance of the changes.

Consumers in Germany

If you are a consumer in Germany, we may offer you changes to these Payments Terms of Use at any time. We will be notifying you in text-form, for example via email, and/or the Seller Hub or the eBay Message Center of any proposed changes at least two (2) months before the anticipated effective date of such change.

The changes offered to you shall only become effective if you accept them as follows:

• If a proposed change is a material change (as defined below), we will ask for your active consent to such a change.
• If a proposed change is not a material change, you will be deemed to have consented to these changes unless you explicitly reject them by notice to us in text form (e.g. via email) before the anticipated effective date. In case of such changes, we will inform you in the notice with which we offer you the changes about the right of rejection, the period of time and your termination right (see subsection below).

A "material change" is a change of these Payments Terms of Use (especially with respect to provisions defining the type and general scope of the agreed services or the term and termination) in our favor, which would significantly shift the balance between service and remuneration to your disadvantage or would effectively establish an entirely new contract.

Changes required by law, court rulings, legal orders or due to binding undertakings to consumer or competition protection associations or regulators do not constitute a material change.

Your Right to Terminate in case of amendments (All Sellers)

If you do not agree to proposed changes, you may terminate these Payments Terms of Use, pursuant to Section 10 (“Term, Termination”) below, without any extra cost at any time before the effective date. We always publish the amended Payments Terms of Use on the eBay website.

10. Term, Termination

These Payments Terms of Use are effective indefinitely, unless terminated in accordance with the below.

We may terminate this agreement by giving you written notice via email to your registered email address: 14 days in advance; or 2 months in advance if your Payout Entity is eBay Sarl; or 90 days in advance if your Payout Entity is eCUK and you are a consumer, microenterprise or a charity. However, we may also terminate these Payments Terms of Use on less notice or with immediate effect in the following scenarios:

• We are required to do so by law or a court order,
• A governmental authority requires us to do so to comply with anti-money laundering or counter-terrorism financing obligations,
• We have reasonable grounds to believe you are carrying out a prohibited or illegal activity (including, but not limited to, financial crimes such as fraud, bribery, corruption money laundering, or sanctions violations),
• We are unable to verify your or your business’s identity, or any other information pertaining to you, or
• You are otherwise in breach of a material contractual obligation of these Payments Terms of Use, or seriously or persistently violating any provisions of these terms in any other way.

If eBay Sarl or ECUK is your Payout Entity, you may terminate these Payments Terms of Use and close your payment account, without prejudice to the termination events foreseen above, by giving one (1) month notice by notifying eBay Sarl preferably via email at Paymentsinfoie@ebay.ie or ECUK at paymentsinfouk@ebay.com or by contacting the Customer Service via any of the available communication methods (e.g. Contact Us form, chat).

If eBay Sarl or ECUK is not your Payout Entity, you may terminate these Payments Terms of Use by closing your eBay account; if you use Managed Payments after such termination, you will be deemed to have again accepted these Payments Terms of Use.

If you give notice of termination to one eBay Payment Entity, such notice shall also be deemed as a termination notice to the remaining eBay Payment Entities.

Your use of the eBay Services as a seller requires continued registration for Managed Payments. Should you therefore terminate this agreement, you will not be able to use the eBay Services provided by our Affiliates. Our Affiliates which provide you the eBay Services according to the User Agreement may terminate the User Agreement pursuant to the termination provisions therein.

Termination of this Agreement shall not affect the rights or liabilities of either party accrued until termination and/or any terms intended (expressly or implicitly) to survive termination, including your obligation to pay amounts owed to us relating to your activities prior to termination and our right to collect from you such amounts in accordance with these Payments Terms of Use. If there are pending payment transactions at the time the termination takes effect, they will be processed pursuant to terms of these Payments Terms of Use unless prohibited by law. As of the effective date of the termination, you will not be able to sell any items on eBay Services anymore.

11. Assignment

In our sole discretion, we may assign our rights and obligations under these Payments Terms of Use and, in such event, we will notify you accordingly.

1. Business users

We can agree different terms with customers who are not micro-enterprises, charities or consumers. For the purposes of these Payments Terms of Use:

1. A micro-enterprise is an enterprise, which employs fewer than 10 persons, and has a turnover or annual balance sheet that does not exceed €2 million;
2. A charity is a body whose annual income is less than £1 million and is a charity as defined in England and Wales by section 1(1) of the Charities Act 2011, in Scotland by section 106 of the Charities and Trustee Investment (Scotland) Act 2005, or in Northern Ireland by section 1(1) of the Charities Act (Northern Ireland) 2008; and
3. A consumer is an individual acting for purposes other than a trade, business or profession.

If you become a micro-enterprise, charity or consumer, you should immediately notify us, and the terms applying to those customers (as indicated in these Payments Terms of Use) will apply to you. If you are no longer a micro-enterprise, charity or consumer, then you should notify us immediately, and the terms applying to those customers (as indicated in these Payments Terms of Use) will no longer apply to you.

Provided that you are not a micro-enterprise, charity or consumer, you agree that:

1. Part 6 and regulations 66(1), 67(3) and (4), 75, 77, 79, 80, 83, 91, 92, and 94 of the Payment Services Regulations 2017 do not apply in respect of these Payments Terms of Use;
2. If you become aware of any unauthorised transactions then you will notify eCUK by contacting the Customer Service via any of the available communication methods (e.g. Contact Us form, chat) without undue delay, and in any event no later than sixty (60) days after the debit date;
3. eCUK will not be liable to you for any unauthorized transaction unless you have notified it in accordance with (b) above;
4. eCUK will not be liable to you for any unauthorized transaction if it has reasonable grounds to suspect that you have acted fraudulently.

2. Payment Service; Disabling Payment Methods

You authorize ECUK to acquire and settle payments that it receives on your behalf. When you sell an item on eBay, you are deemed to be a payee, with ECUK acting as your payment service provider. In a refund, chargeback, or similar scenario, or if you use your funds to pay, you may be deemed to be a payer, again with ECUK acting as your payment service provider. If eCUK is your Payout Entity, eCUK will issue electronic money to you on receipt of funds received following the settlement process described above and will open, hold and operate an electronic money account (the “E-money Account”) for you. You will only be able to fund your E-Money Account using the amounts settled following your sale of an item on eBay and by eCUK issuing electronic money to you on receipt of funds received following the settlement process described above in respect of such sale. In some circumstances we may issue electronic money to you and allow you to use such electronic money to make payment transactions before funds have been credited to eCUK’s own account.

From time to time, it may be possible for you to use your electronic money to make eligible purchases on ebay.co.uk. In such cases you will be deemed to be payer, and eCUK will be providing you with payment services related to the issuance of e-money. If you use your electronic money to make an eligible purchase on ebay.co.uk, and are subsequently refunded in respect of such purchase, eCUK will issue you with electronic money on receipt of the proceeds relating to the refund.

The acceptance of a buyer’s payment instrument (for example, their Visa card), once it has been authorized for payment, satisfies the buyer’s payment obligation to you, regardless of whether we actually settle such payment to you. In the event that we do not issue electronic money to you as described in these Payments Terms of Use, you will have recourse against us only and not against the buyer. To the extent permissible under the rules of any third-party or governmental body with jurisdiction over us, you agree that we are not liable for your acts and omissions and you understand that we disclaim any such liability.

We may disable specific payment method(s) available to buyers for all or some of your listings if we reasonably believe the use of such payment methods for your transactions will increase regulatory, financial, or other risk to us. For example, if you would like to offer a high-priced item with a new eBay account, we may disable such payment methods where the amount is credited with a time delay after the transaction (e.g. direct debit or payment upon invoice). In assessing the risk, we consider relevant factors such as your sales history, service status, eBay account history, risks associated with certain item categories, transaction value, and number and monetary amounts of eMBG cases. We will re-enable the affected payment method(s) for your listings once the risk no longer exists.

3. Execution of Payment Transactions

When you, as a payee or payer, use Managed Payments, the payment transactions will be executed in accordance with the payment schemes rules and procedures, or as otherwise agreed.

4. Redemption of E-Money

If we are your Payout Entity and provide you with an E-Money Account, we will, on your instruction, redeem the electronic money held in your E-money Account and pay the proceeds of redemption (the monetary value of the electronic money you have redeemed) to your Linked Financial Account.

Payments to your Linked Financial Account will generally be initiated either automatically according to the schedule you have pre-selected (if scheduled payments are available to you) or “on demand” based on an individual redemption instruction we receive from you. However, if your E-money Account is not configured to include a regularly scheduled redemption, we may periodically redeem the electronic money held in your E-money Account and send the redemption proceeds to your Linked Financial Account.

If scheduled payments are available to you and you opt to redeem electronic money in your E-Money Account according to a pre-selected schedule, your redemption proceeds, other than those being held in accordance with these Payments Terms of Use will be paid out to your Linked Financial Account according to the payout schedule agreed with you. For example, if you select monthly payouts, a single settlement will be initiated automatically once a month for all transactions that have settled to your E-Money Account on or before that day. If you request a payout on demand, a single settlement will be initiated for all transactions that have settled to your E-Money Account on or before that day. You may be able to choose to redeem only a portion of your available balance in your E-Money Account, leaving the rest in your E-money Account.

Transaction proceeds will generally settle to your Linked Financial Account within two business days of initiating disbursement to you, although actual settlement times may vary for individual transactions depending on circumstances such as your bank’s processing times. We may diverge from the redemption and payout process as needed for compliance or risk reasons.

We may also require specific information, such as a one-time authorization code sent to your verified phone number or email address, to authenticate a payout of redemption proceeds.

If we are unable to settle your redemption proceeds, then, depending on the reason why we are unable to settle your redemption proceeds, we may refund the buyer (e.g., in the event that we cannot process your information due to technical reasons etc.) or otherwise process these funds in accordance with applicable law.

We will provide you with monthly statements of your transactions free of charge, which can be accessed in the Seller Hub.

The balance on your E-money Account is not a deposit. You will not receive interest or any other earnings on the money held in your E-money Account.

The Financial Services Compensation Scheme is not applicable for this E-money Account. No other compensation schemes exist to cover losses claimed in connection with your E-money Account. The Electronic Money Regulations 2011 imposes requirements on us about how we hold these funds. We will ensure that once we have received your funds they are deposited in a safeguarded account, specifically for the purpose of redeeming transactions made from your E-money Account. In the event that we become insolvent, funds that have arrived with and been received and credited by us into your E-money Account are protected against the claims made by creditors.

5. Liability for Unauthorized Payment Transactions

You will be fully liable for all losses relating to an unauthorized payment transaction if you acted fraudulently with respect to such a payment transaction, or if you failed to fulfill one or more of the obligations under this agreement (such as keeping your credentials safe or notifying us without undue delay if you have lost your security credentials or think they may have been stolen) with intent or gross negligence.

We ask you to keep your security credentials safe. This means you should not share your security credentials with anyone, and you should disguise or protect your security credentials if you write them down or store them. If you think someone has used or is able to access your E-money Account, you must tell us as soon as you can.

6. Our Liability

We will refund you in full and are liable for losses directly and reasonably foreseeably incurred by an incorrectly or non-executed payment transaction, provided that you have informed us of such transaction without undue delay after becoming aware of the defect and in no event later than: (i) thirteen (13) months after the transaction was executed if you are a consumer, micro-enterprise or charity; or (ii) sixty (60) days after the transaction was executed if you are using the Payment Services as a business which is not a consumer, micro-enterprise or charity, in each case unless we failed to make information about the transaction available to you.

However, we won’t refund you if:

• We reasonably think you acted fraudulently (and we may involve the police);
• You are not a consumer, micro-enterprise or charity, and you didn’t take steps to keep your E-Money Account secure; or
• You are a consumer, micro-enterprise or charity, and you deliberately or with gross negligence didn’t keep your E-money Account secure.

To the fullest extent permitted by applicable law, we and our Affiliates (and our and their respective employees, directors, agents and representatives) will not be liable for any direct lost profits, any indirect lost profits, or any special, incidental or consequential damages (including without limitation damages for loss of data or loss of business) arising out of or in connection with these Payments Terms of Use or Managed Payments (including the inability to use Managed Payments). In addition, to the fullest extent permitted by applicable law, in no event will aggregate liability of us or our Affiliates (and our and their respective employees, directors, agents and representatives) arising out of or in connection with these Payments Terms of Use, the transactions contemplated hereby, or Managed Payments exceed the actual amount of direct damages (excluding direct loss of profits), whether in contract, tort (including negligence, product liability or other theory), warranty, or otherwise.

Without limiting the foregoing, in no event will we or any of our Affiliates be liable to you for any failure or delay by us (or our employees, agents, or representatives) in performing our obligations under these Payments Terms of Use, where such failure or delay is caused by abnormal and unforeseeable circumstances beyond our control, the consequences of which would have been unavoidable despite all reasonable efforts to the contrary, or where we are bound by other legal obligations covered by applicable law.

7. Shipping Labels

If buyers purchase a return shipping label at their own expense on the eBay website, eBay may automatically deduct the label costs from the refund amount a buyer receives from you. If this occurs, you agree (as a debtor to the buyer for the refund) to be delegated as a debtor to the shipping carrier for the label costs, and authorize us to use the relevant part of the refund amount to pay the shipping carrier on your behalf. You will not bear any additional shipping costs in this event.

8. Corrective Measures

If we become aware of suspected or actual fraud or other security threats affecting your eBay account, we will notify you by email and provide you with instructions on how to protect such account.

9. Amendment

For customers that are consumers, micro-enterprises or charities, Part I, Section 9 (“Amendment”) of the Payments Terms of Use applies.

For customers that are not consumers, micro-enterprises or charities, we will notify you of any amendments to these Payments Terms of Use by writing (for example, by posting a revised version of these Payments Terms of Use on our website, including the Seller Hub or the eBay Message Centre). Before the anticipated effective date of such change, we will notify you at least fourteen (14) days prior. Your continued use of Managed Payments and the Payment Services beyond the effective date of the change will constitute your acceptance of the changes.

We will generally change these Payments Terms of Use for the following sorts of reasons:

• if we think it will make them easier to understand or more helpful to you;
• to reflect the way our business is run, for example if the change is needed because of a change in the way any financial system or technology is provided;
• to reflect legal or regulatory requirements that apply to us;
• to reflect changes in the cost of running our business; or
• because we are changing or introducing new services or products that affect our existing services or products covered by these terms and conditions.

If you do not agree to proposed changes, you may terminate these Payments Terms of Use, pursuant to Part VI, Section 10 (“Term, Termination”) below, without any extra cost at any time before the effective date. We always publish the amended Payments Terms of Use on the eBay website.

10. Termination

For customers that are consumers, micro-enterprises or charities, Part I, Section 10 (“Term, Termination”) of the Payments Terms of Use applies.

For customers that are not consumers, micro-enterprises or charities, Part VI, Section 9 (“Amendment”) of the Payments Terms of Use apply, except that we may terminate these Payments Terms of Use by giving written notice fourteen (14) days prior via email to your registered email address.

11. General Provisions