1. How to open a PayPal Account
To begin to send and receive online payments the fast, easy and safe way, you will need to sign up for a PayPal Account.
To begin this process - go to https://www.paypal.com/ie and click Sign Up Now.
Select the type of account you want. Unless you are a business or want to start selling on eBay straight away, opt to set up a Personal account. Select Ireland and click Continue.
A. Next complete your personal details as they are listed on your credit card. Also provide your home telephone number. This is important if PayPal need to contact you with a question relating to your PayPal account. PayPal never shares your telephone number or uses it for telemarketing.
B. Now you must provide a valid email address and password. It is important as you will use this email address and password to send and receive payments. Your password should have at least 8 characters. Please try to make your password unique and if possible don't use the same password on PayPal as you do on other internet sites. Next, complete the security questions; PayPal uses the answers you provide to verify your identity should you forget your password.
C. After this you need to read and agree to PayPal's user agreement and Privacy Policy, which are designed to protect and inform you of your rights and obligations within the PayPal service. In addition, you are asked to make sure you understand your rights regarding the arbitration of claims.
D. To complete the security section of the registration form you will be shown some letters and numbers in a yellow box, and asked to copy them. By asking you to do this, PayPal prevents automated registrations and increases the security of the PayPal network.
E. Click on Sign Up. You will be taken to a page where you are asked to Add a Credit Card or Debit Card. Since Laser cards are not currently supported by PayPal, Irish users are only able to add credit cards. You can choose to add a credit card now, or later on. If you don't wish to add a credit card until later, click on Cancel and go to step 2. If you do want to add a credit card, go to F.
F. To add a credit card, simply enter your details as requested. One you have entered this information correctly, click on Add Card. This credit card will now be your primary card for making payments with PayPal. If you ever want to change this, you can do so by logging in to your account and going to your Account Profile.
At this point you will be asked if you want to enrol in PayPal's Expanded Use Programme. This is a further step in the process that lifts sending and withdrawing limits, so is a good idea if you think you will be using PayPal quite often, and worth doing now as it can take a few weeks to complete the process.
PayPal will charge €1.50 to your card (which will be refunded to your PayPal account after you complete enrolment). When you get your next credit card statement, you will see a 4 digit code next to the PayPal charge. All you have to do is log on to your PayPal account and enter this number - then your sending and receiving limits will be lifted.
If you would like to enrol in PayPal's Expanded Use Programme and have your sending and withdrawing limits lifted, simply click on Get Number and then wait for your next credit card statement to arrive. Click on Continue, and then all you need to do to complete registration is confirm your email address (Step 2).
To confirm your registration, PayPal will send an email to the email address you provided in Step 1 with the subject line: Activate your PayPal Account. Click the link in the email and you will be taken automatically to a page that prompts you to enter your PayPal password to confirm that you are the owner of the email.
Once you have done this, your email address is confirmed. Your PayPal account is now open and you're ready to start sending and receiving online payments with PayPal. Remember, in order to start paying for items using your PayPal account you need to register your credit card details as a means of funding your transactions. If you have not already registered your credit card information, you can do this by logging in to your PayPal account. Select the 'Profile' sub-tab from the 'My Account' tab and click on 'Credit Cards.' Click on the Add button and you will be prompted to add your credit card details. Once you have done this, click on the Add Credit Card button. You will then be asked if you would like to enrol in PayPal's Expanded Use Programme (see below).
In order to safeguard the security of everyone using the PayPal system all new PayPal account holders have a spending limit of up to €500. If you are a seller and want to receive payments into your PayPal account, there is no limit to what you can receive in your PayPal balance. However, there is a withdrawal limit of €500 per month for a period of 3 months.
Once you reach these limits, you will be prompted by PayPal to enrol in PayPal's Expanded Use Programme. Once you have done this, your spending limits will be lifted, as long as you have the funds available from your credit card. An increase in withdrawal limits may be subject to further checks by PayPal.
PayPal will charge €1.50 to your card (which will be refunded to your PayPal account after you complete enrolment). When you get your next credit card statement, you will see a 4 digit code next to the PayPal charge. All you have to do is log on to your PayPal account and enter this number - then your sending and withdrawing limits will be lifted.
If you would like to enrol in PayPal's Expanded Use Programme and have your sending and receiving limits lifted, simply log on to your account click 'Get Number' and then wait for your next credit card statement to arrive. You can continue to use PayPal in the meantime, so long as you do not exceed your spending limit.
2. How to Pay with PayPal
A. Once you have completed a search on eBay and found the item you want, look out for the icon which indicates that the seller accepts PayPal as a payment method.
Alternatively, review the payment details in the item listing to see whether PayPal is accepted.
B. Because PayPal is integrated into the eBay Checkout process, payment for eBay items is simple. Once the auction-style listing ends and you are the winning bidder, or you purchase an item instantly using Buy It Now, you can simply click the "Pay Now" button from the following three locations to begin the payment process.
1. Item Listing Page
eBay's Checkout process will display details of the item you are buying including payment methods accepted, item number and description, as well as calculating the total amount to be paid, including postage and packing if provided by the seller. Once you are happy that the details are correct, click Continue to pay for your item using PayPal.
If you already have a PayPal account, simply enter your email address and password and click Continue. If you have not yet added your credit card details to fund the payment, you will be asked to do so at this point.
If you do not have a PayPal account, you can select to sign up at this point.
C. Next, review the payment details and click the Send Money button to complete the secure payment with PayPal.
Your payment has now been successfully completed and the money has now been deposited to your seller's PayPal account.
Check your email to review the receipt for this transaction or sign into your PayPal Account or eBay Account to review the details.
First, go to https://www.paypal.com/ie and log in to your PayPal account. Click Send Money and enter the details of the person you want to send payment to, the amount and the currency. Under the Type section, you can select whether it is payment for an eBay Item or another recipient.
If it is an eBay item, provide your eBay User ID and item number. eBay will then populate the seller's email address and calculate the amount, including postage and packing. Once you are happy the details are correct, click Send Money.
Congratulations! You have sent a secure payment with PayPal. This payment goes directly to the recipient's PayPal balance. You will receive a confirmation email to let you know payment has been sent to the seller.
Alternatively, the Seller may request payment for an item direct from their PayPal account. In this instance, you will receive an email detailing the amount requested. Simply click the Pay Now button and complete the payment.
3. How to Get Paid with PayPal
During the process of listing your item through the Sell Your Item form on eBay, select PayPal as an accepted payment option in the payments and postage section.
Just tick the box next to PayPal, add the email address registered with your PayPal account and this payment option will appear in your eBay listings.
The PayPal logo will also appear next to your item in search results pages making it easy for buyers to see which items offer PayPal.
When your item has sold and the buyer has sent a PayPal payment to you for an eBay item, you will receive a "You've Got Cash" email. Click on the "View details of the transaction online" to review the details of the payment.
Log in to your PayPal account and review the payment details including the details of the sender, and the amount. You can also review the amount charged in fees for this transaction.
Remember, if you are a seller with a Premier or Business account, you will be charged a small fee for receiving payments into your PayPal account. These fees may vary.
Once you have reviewed details of the payment, click "Create a Packing Slip". This way, you can attach the printed slip to your eBay item and send it to the buyer. Finally, leave Feedback for the buyer.
First, go to https://www.paypal.com/ie, log in to your PayPal account and click Request Money.
Add the email address of the person you are requesting payment from, along with the amount and the type of Payment e.g. eBay Item, other.
Review the details. Once you have reviewed the payment request, click Request Money.
Congratulations, you have now successfully requested payment through PayPal. It's that simple!
4. How to trade Safely with PayPal
1. PayPal Security Centre